We buy houses in Birmingham, AL.
A private cash buyer for houses in Jefferson County. See the offer math before you say who you are.
Property exteriorStreet address, then the city. The ZIP makes the value estimate exact.
How this works in Birmingham.
We are a private buyer, not a brokerage. We buy houses for cash or with owner financing and can close on either at your schedule. An offer starts from the county's public record and the four condition questions in the form above, the same math behind every offer regardless of city. Filling in the form does not list the property anywhere. A person reads it and reaches out.
Non-judicial power of sale. Most Alabama mortgages carry a power-of-sale clause, and for mortgages executed after December 31, 1988, Title 35, Chapter 10, Article 1A sets the notice and sale procedure a lender follows without going to court. After the sale, Ala. Code § 6-5-248 gives a statutory right of redemption of 180 days from the sale for residential property on which a homestead exemption was claimed in the tax year of the sale, and one year from the sale for all other property. The debtor, the mortgagor, junior mortgagees, judgment creditors, and their respective transferees, spouses, children, heirs, or devisees may redeem.
Selling in Jefferson County: what to know.
Sourced facts, not a sales pitch. Every line below links to the county or state office that publishes it.
- County
- Jefferson County, Alabama
- Deed recording
- Jefferson County Probate Court, Recording DivisionSource: Jefferson County Probate Court, Recording Division
- Property assessor
- Jefferson County Tax AssessorSource: Jefferson County Tax Assessor
- Probate court
- Jefferson County Probate Court, Wills and EstatesSource: Jefferson County Probate Court, Wills and Estates
- Transfer tax
- A deed recordation tax of 50 cents per $500 of value or fraction thereof (0.1%), collected by the probate judge before a deed can be recorded. The statute does not name who must pay it, only that it must be paid before recording, so it is set by the purchase contract rather than by law.Source: Ala. Code § 40-22-1, Alabama Dept. of Revenue: Recordation Tax
- Foreclosure
- Non-judicial power of sale. Most Alabama mortgages carry a power-of-sale clause, and for mortgages executed after December 31, 1988, Title 35, Chapter 10, Article 1A sets the notice and sale procedure a lender follows without going to court. After the sale, Ala. Code § 6-5-248 gives a statutory right of redemption of 180 days from the sale for residential property on which a homestead exemption was claimed in the tax year of the sale, and one year from the sale for all other property. The debtor, the mortgagor, junior mortgagees, judgment creditors, and their respective transferees, spouses, children, heirs, or devisees may redeem.Source: Ala. Code Title 35, Ch. 10, Art. 1A, Ala. Code § 6-5-248
- Seller disclosure
- Caveat emptor for the resale of used residential real estate. Alabama has no statutory seller disclosure form. Courts have carved narrow exceptions: if a buyer asks the seller or the seller’s agent directly, before closing, about a material defect, the person answering must disclose the truth of what an inspection found, and a seller or agent who knows of a material defect affecting health or safety that the buyer could not readily observe must disclose it regardless of whether it was asked about.Source: Fennell Realty Co., Inc. v. Martin, 529 So. 2d 1003 (Ala. 1988)
Inherited or in probate.
A house that passed through inheritance in Jefferson County usually has to clear probate before a sale can close, unless it was already held in a trust or passed by survivorship. Probate here is handled by Jefferson County Probate Court, Wills and Estates. We work with executors, administrators and heirs at any stage of that process.
Nothing on this page is legal or tax advice. An estate attorney is the right call for anything specific to a filing.
Selling a service business in Birmingham instead? See how we buy businesses.